Identity Verification – Data Guide

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Utility data for identity verification is provides the name and address from the most recent utility bill.

Data Structure

The data model has 3 levels:

  • Requests: an end-user connecting their utility account(s).
  • Accounts: distinct tradelines within the end-user’s utility credential. A single request can have many accounts.
  • Statement: the most recent invoice issued by the utility.

Statement

Statement DateDate of the statements publication. If no statement date is listed, the final day of the service period is used.2018-10-31
Billing AddressUnique fields for the Name, Street, City, State, Zip, Country and full address of the account. This is the location where invoices are mailed. Often the same as Service Address.Jane Smith
123 Main St.
Houston, TX 77001
Service AddressThe Name, Street, City, State, Zip, Country and full address of the account. This is the location where utility service is delivered. Note: Service address is often far less data rich than Billing Address.Jane Smith
123 Main St.
Houston, TX 77001

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